Step 1 — Choose Your Membership Type
Step 2 — Choose Your IUA (Initial Unshared Amount)
The IUA (Initial Unshared Amount) is the portion you are personally responsible for before the community shares your eligible medical costs. Lower IUA = higher monthly contribution.
Step 3 — Find Your Monthly Rate
Direct Membership — $2,500 IUA
Monthly contributions — all rates are per household, per month
| Membership Tier | Age 18–29 | Age 30–39 | Age 40–49 | Age 50–64 |
|---|---|---|---|---|
| Member Only | $161/mo | $204/mo | $214/mo | $289/mo |
| Member + Spouse | $300/mo | $375/mo | $402/mo | $487/mo |
| Member + Children | $303/mo | $389/mo | $402/mo | $487/mo |
| Member + Family | $459/mo | $519/mo | $579/mo | $728/mo |
* The Initial Unshared Amount (IUA) is the amount a member pays before expenses related to an eligible medical need are shared by the community. Household memberships will not be responsible for more than three (3) IUAs in a rolling 12-month period.
What's Included in Each Plan
Direct Membership — All Included
- Major medical cost sharing
- Preventive care (up to $175/member/year)
- Well-child visits included
- 24/7 virtual care / telehealth
- Rx Share prescription program
- Mental health support
- Freedom to use any licensed provider
- No annual or lifetime caps on sharing
Essential Membership — Base + Add-Ons
- Major medical cost sharing
- Freedom to use any licensed provider
- No annual or lifetime caps
- Optional: Preventive Care add-on
- Optional: Rx Share add-on
- Optional: Virtual Care add-on
- Designed for organizations & employers
- Available exclusively through our organization
Ready to Enroll?
Joining takes minutes. No open enrollment period — you can apply any time. Your membership begins quickly after approval.
No obligation · No sales pressure · Questions? Email [email protected]